These Terms & Conditions ("Terms") are provided by Next Capital Limited to you ("you") and relates to certain electronic services and information ("Services") to which you will have electronic access through Next Capital Limited website on the Internet ("Site").

If you are a client of Next Capital Limited, these Terms are in addition to, and does not nullify, any other agreement or arrangement between you and Next Capital Limited governing the conduct of your relationship with Next Capital Limited.

The information provided on this Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Next Capital Limited to any registration requirement within such jurisdiction or country.

This Site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer by Next Capital Limited to buy or sell any security or other financial instruments which may be referenced in the Site or provide any investment advice or service. Offers can only be made where lawful under applicable law. If you wish to learn more about information contained on the Site, you may contact Next Capital Limited.

1.Disclaimer of Warranty and Limitation of Liability

The Services on this Site are provided "AS IS". Next Capital Limited does not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Next Capital Limited will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this Site.

Although the information provided to you on this Site is obtained or compiled from sources we believe to be reliable, Next Capital Limited cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Next Capital Limited, nor any of its directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this Site, or resulting from the act or omission of any other party involved in making this Site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the Site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Next Capital Limited or of any vendor providing software or services support.

In no event will Next Capital Limited or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Next Capital Limited or any other party have been advised of the possibility thereof.

2. User Consent

You acknowledge and agree that any use of the Services may involve the transmission to you of information that may be considered personal financial information, including but not limited to the identity, number and value of shares. You consent to the transmission by electronic means of such information through the Services; such consent shall be effective at all times that you use the Services.

If you use a Service, you agree and consent to receive Next Capital Limited website access privacy policy or notices electronically, and to such end Next Capital Limited and its affiliates may post privacy policies or notices on its Web site. You understand that telephone calls to Next Capital Limited may be monitored or recorded, and hereby consent to such monitoring or recording.

3. Copyright or Other Notices

If you download any information or software from this Site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

4. Use of Links

Should the viewer leave this Site via a link contained herein, and view content that is not provided by Next Capital Limited, the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Next Capital Limited. Next Capital Limited is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such Site, whether actual, alleged, consequential or punitive. Next Capital Limited makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

5. Modification and Termination

You agree that Next Capital Limited may modify, change, or discontinue the Services in whole or in part, at any time without notice to you. You agree that Next Capital Limited may immediately terminate its provision of the Services to you if you breach these Terms, if you have jeopardized the proper and efficient operation of the Services, or if you engage in activity which is contrary to Next Capital Limited policies. For the avoidance of doubt, any unauthorized use of the Services, whatsoever, shall result in automatic termination of these Terms.